2015 is not shaping up to be all I hoped it would be so far.
Firstly, I was not able to go ahead with the next OU module due to a funding error. The same funding error that Student Finance England promised me was sorted out in September. So now I have lost a whole year’s worth of study. I’m beginning to feel that perhaps I’m not destined to study with the OU.
Then the Ministry course that was being run in North Cornwall, for 28 churches, was cancelled because only 3 people (myself and my eldest son included) had signed up for it. Out of 28 churches. Yes, you read that right. Spirit of Apathy, anyone?
And then, this week, just in time for Lent, we have been served with an eviction notice. Our Landlord – the one who has delayed and prevaricated and refused to pay for repairs for the entire time we have lived here – has decided to sell the house, and that it will sell more quickly empty. Charming. (Now that he’s evicted us, he’s decided to actually replace the boiler.)
I wonder whether there are any nice, kind, honourable landlords. And then I remember being a landlord. We thought we were nice, kind and honourable. But we were also appallingly naive.
Because we knew the tenants, and they were down on their luck, we didn’t take a deposit. We set our rent at a level just enough to pay our mortgage so that we could rent elsewhere, not a penny of profit. We left the house in an outstanding condition – better than we had ever had it while we lived there.
But our tenants, when he lost his job, rather than contacting us to let us know they were having trouble, just stopped paying rent. From October to May, we had no rental income. Our actual income was so low that we didn’t have money for food. we literally didn’t know where the next meal was coming from. We were forced to evict our tenants. It felt awful.
Our tenants never contacted us, they just skipped town owing us thousands and thousands of pounds.
When we went back to our house, we were astounded at what they had done to it. They had utterly ruined our family home, short of setting it on fire, they had done everything they possibly could to make it unliveable, and it was covered in thick, black ooze from chain-smoking. Their poor kids. It didn’t get like that overnight – they must have lived like that for months.
As we were penniless by that stage, we had no choice but to sell it, at a loss, barely covering our debts and the deposit for this house.
This time round, we have no savings, no way of raising a deposit for a new house, and strangely we find that landlords and letting agents don’t like people who rely on housing benefit to boost the pay their pitifully low income to pay the rent.
We are in the unenviable position (as so many thousands in this country are) of being totally at the mercy of merciless landlords, in a merciless society.
I wonder what happened to our tenants, where they went, who would possibly have taken them on.
I was angry with our tenants for a long, long time. How could they have been so cruel to us when we were so good to them?
And then I remember that he was an adult adoptee, abandoned in the ’50s with no knowledge of his parentage, and estranged from his adoptive family. I remember that he was depressed already when they moved in. And I wish I had tried harder to help them. (Even though I still wish they hadn’t taken it out on us.)
I’ve been surrounded by rich Christians all my life. In fact, I was one of them. I grew up in a reasonably wealthy family. We owned our own home in a nice neighbourhood, we wanted for nothing, really. But my family’s fortunes changed a long time ago, and it has been downhill ever since.
But not one time in all our crises have we ever been offered financial help, practical assistance, or even emotional reassurance from the Church. If there’s one thing that makes me more angry than anything else it is that. The Church at least should be a haven of mercy.
The title of this post refers, of course, to Doctor Who, and wibbly-wobbly timey-wimey things. Life is so twisty-turny and unpredictable. It seems that nothing is guaranteed, nothing in this life can be relied upon.
If I could go back in time, to a better part of my life – when things were less complicated – when would I go to? If you’ve seen the film ‘About Time’, you’ll know that you can’t go back beyond the birth of your children, so I think I would choose to go back to the day my youngest was born, before everything went wrong.
And I’d do things differently.